Who Needs An Estate Plan?

You do, If you want the protection and continuation of all you work hard for.

You do, If you own any of the following:

• A business;
• Real estate;
• Investments and savings;
• RRIFs or RRSPs; or
• Life insurance.

You do, If you want to control how those assets are managed beyond your lifetime. And if you want to pass those assets on, with the least possible alteration to them. Protect:

• Your spouse;
• Your child (or children);
• Any other relative or friend(s); or
• Your preferred charity or other organization.

You do, If you don't want the government to be your primary beneficiary. Without a comprehensive estate plan, Canada Revenue Agency could take a significant portion of what you've worked so hard to build and your assets might not be left as you intended. Managing what you own beyond your lifetime means not only having a will, but having a plan. It takes a lifetime to build your estate. Spend a few hours now, planning for it.